Regulatory dates

Regulatory deadlines.

Key dates, official sources and the scope that matters.

Informed compliance decisions.

Browse upcoming dates

Browse by regime

Upcoming dates

Application windows, consultation deadlines and dates of application.

Layers of blue mountain ridges receding into pale mist — Mountain ridges through mist · Illustrative photography

FCA/PRA · Consultation deadline

6 November 2026

Transaction reporting consultation closes

For investment firms, trading venues, approved reporting mechanisms and other firms that submit transaction reports. The FCA proposes guidance and transition arrangements for new rules that come into force on 3 April 2028. This is a deadline for consultation responses.

Why it matters Reporting teams can compare their data mappings and transition plans with the drafts and raise unclear scenarios before the consultation closes.

Read the official source · FCA

The pale stone and glass of Oslo Opera House reflected in still blue water — Oslo waterfront · Illustrative photography

FCA/PRA · Application date

28 February 2027

UK cryptoasset firms should apply

For firms that intend to continue cryptoasset activities in the UK. The FCA asks them to apply by 28 February 2027, ahead of the regime starting on 25 October 2027. Authorisation is not automatic.

Why it matters Applying early leaves time to show the FCA that your firm meets its standards before the regime starts.

Read the official source · FCA

Snow-covered Alpine peaks and a forested shore reflected in the still water of Lake Eibsee — Lake Eibsee, Germany · Illustrative photography

AML · General application date

10 July 2027

EU AML Regulation applies

For obliged entities covered by Regulation (EU) 2024/1624. Football clubs and agents have a later application date, 10 July 2029.

Why it matters A directly applicable EU framework brings customer due diligence, beneficial ownership and internal controls under a more consistent set of requirements.

Read the official source · EUR-Lex · Article 90

Further ahead

Confirmed dates. Defined scope.

White walls and a patterned dome at Louvre Abu Dhabi above calm turquoise water — Louvre Abu Dhabi · Illustrative photography

FCA/PRA · Regime commencement

25 October 2027

UK cryptoasset regime starts

For activities within the UK’s new cryptoasset regulatory perimeter. The FCA’s perimeter guidance explains which activities may require authorisation.

Why it matters This is the regime’s commencement date, distinct from the earlier opening of authorisation applications.

Read the official source · FCA

A quiet Norwegian fjord between green mountain slopes and low drifting cloud — A Norwegian fjord · Illustrative photography

EU CRA · Main application date

11 December 2027

Main CRA obligations apply

For in-scope products with digital elements and relevant economic operators. Product scope, exclusions and transitional provisions remain relevant.

Why it matters The wider product-security requirements become applicable, following the earlier start of vulnerability and incident reporting.

Read the official source · European Commission

Ongoing review

Practical questions for work that continues between deadlines.

A calm Atlantic horizon off Galway with soft blue water and a pale sky — Galway, Ireland · Illustrative photography

DORA · Register of information

Ongoing review

Have you checked your ICT third-party register?

Does it reflect current contracts, service providers and relevant subcontractors? For financial entities maintaining registers under DORA.

Why it matters DORA’s register standards require accurate, consistent information and regular review, including prompt correction of errors or discrepancies.

Read the official source · EUR-Lex · Article 3

MiCA · Review proposals

Ongoing review

Which MiCA review proposals could affect your services?

The EBA’s response to the Commission’s MiCA review recommends changes to stablecoin safeguards, crypto lending and reporting. For token issuers and crypto-asset service providers. These are recommendations, not new rules.

Why it matters Mapping which activities could be affected helps you prepare without treating proposals as current obligations.

Read the official source · EBA

Official sources

Direct access to regulators and international standards bodies.

EBAEU banking standards

FCAUK financial conduct

European CommissionEU policy and legislation

ESMAEU markets and supervision

FATFFinancial crime standards

Bank of England / PRAUK prudential regulation

A workspace for compliance decisions

CleanDesk complements your compliance work by keeping findings, evidence and the reasoning behind decisions together.

Explore the demo workspace

Source-led coverage for compliance professionals.
Regulatory publications and CleanDesk commentary are clearly distinguished.

Return to upcoming dates

Photography credits

Blue mountain ridges by Dean Zhang. Oslo waterfront by Mark. Lake Eibsee reflection by Denise Jaouadi. Louvre Abu Dhabi waterfront by Sergei Gussev. Norwegian fjord by Nunzio Guerrera. Atlantic horizon by Yunfan Li. Used under the Unsplash License. Editorial photography is illustrative and does not depict the reported regulatory events. Mountain artwork and the CleanDesk mark are existing project assets.